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Loan officer Lagos Mainland

Posted by Febima Resources Private Lagos Mainland

Type of contract: Permanent

Company: Febima Resources

Salary: 120,000 NGN

Work experience: 1 to 2 years

Working hours: Full time

Requirements: HND or B.Sc

Loan officer evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
Responsibilities
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable rations and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
Requirements
• Proven working experience as a loan officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• BS degree in finance, economics or a related field

Mode of Application:
Interested and qualified applicants should forward their comprehensive resume to this email: or forward their names, phone no, and qualification to the phone no provided and must be ready to resume duty immediately. Qualified Applicants residing in Lagos will be reached through their contact. 07037470154

Febima Resources 120,000 NGN1 to 2 years Full time HND or B.Sc

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