Head, Transaction Banking - Lagos Mainland

Job Type Full Time
Qualification BA/BSc/HND MBA/MSc/MA
Experience 5 years
Location Lagos
Job Field Banking

Drive loan revenue objectives from a products viewpoint I.e. by ensuring that the P&L targets of or loan product are achieved
Develop high net worth clients where significant revenue opportunities exist. For most part, this list will correspond with our top 60 clients list but will not exclude the significant opportunities achievable from names outside the list.
Work with the various RM's, risk and CBG to ensure that Trade opportunities are converted to bankable assets and revenue streams
Drive optimal utilization levels of approved trade facilities at any point in time
On a BAU, track the revenue performance of all our commercial clients to ensure complete realization of our trade revenues
Ensure that we achieve a trade products pricing approaching that is systematic, risk differentiated and reflects UBN assets/liabilities objectives at any point in time.
Ensure that our trade transactions generate wallet proportionate levels of cross sell (at a minimum) across clients' cash and FX wallets.
Work with FINCON, operations and IT to install an effective MIS system that supports proactive monitoring and realization of all applicable revenues.
Obtains and analyses information and work together with business unit managers to provide data that facilitates decision making.work with staff, finance committee, and the board in preparing a budget; see that the organization operates within budget guidelines.
Publicize the activities of the organization, its programs and goals

Education And Professional Qualification
University first degree required: Higher degree (MBA/MSc) desirable but not mandatory
5 years banking experience in adverse functions including business origination, Trade, Cash and SFS products, cross selling and relationship management, sound knowledge of industry and economic matters, strong client and industry contact base

Required Knowledge, Skills And Attributes
Must have sufficient credit underwriting experience; backed by solid knowledge of industry and financial analysis
Proven effectiveness and leadership working in a fast paced, client driven environment; with ability for initiative and problem solving.
Strong interpersonal skill
Should possess strong communication, motivating, presentation and negotiation skills.
Expertise in producing thoughtful, detailed quantitative and qualitative analysis with a variety of analytical tool
Strong excel and PowerPoint skills
The ability to communicate effectively and succinctly, both verbally and on paper, and with all organization levels.