Credit analyst Lagos Mainland

Job brief

We are looking for a professional Credit analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring his financial obligations.

Responsibilities

Assess creditworthiness of existing or prospective clients
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
Complete ratio, trend and cash flows analyses and create projections
Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
Determine in depth the degree of risk involved
Carefully analyse data and produce clear and objective reports
Routinely monitor loans for compliance
Adhere to credit policy and guidelines
Monitor corporate portfolio asset quality on an ongoing basis
Draft models of credit information that predict trends and patterns

Requirements
Proficiency in statistical packages and financial software
Up to date with legal, compliance and market risk related issues
Ability to analyze cash flows, leverage, collateral and customer strength
Strong communication and presentation skills
Sound judgement

QUALIFICATION:
Applicants must possess minimum of National Diploma/Bachelor Degree in any related field. A professional qualification will be an added advantage.
HOW TO APPLY:
Interested qualified and applicants should forward their cv/details to or send your brief details to the HR on
NOTE: This opening is for Lagos resident only.